Agreement to Terms

By accessing or using the website of Doug Esposito / Arthur J. Gallagher & Co. ("we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

Use of Our Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the website
• Use the website to transmit harmful or malicious content
• Interfere with or disrupt the website or its servers

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Doug Esposito / Arthur J. Gallagher & Co. or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

Services

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We are not liable for any modification, suspension, or discontinuation of services.

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, Doug Esposito / Arthur J. Gallagher & Co. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our website or services.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of these websites and encourage you to review their terms and privacy policies.

Changes to These Terms

We may update these Terms of Service from time to time. Changes will be posted on this page with an updated revision date. Your continued use of the website after any changes constitutes your acceptance of the new terms.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

Contact Us

If you have questions about these Terms of Service, please contact us at:

• Email: doug_esposito@ajg.com
• Phone: (916) 217-1299