https://www.dougesposito.com/resources Insights on construction insurance, renewable energy risk management, captive programs, and more from Doug Esposito, CRIS — SVP at Arthur J. Gallagher & Co. en-us Thu, 10 Sep 2026 05:10:11 GMT https://www.dougesposito.com/resources/construction-insurance-hard-market-2026 The construction insurance market has split in two. Property is softening while casualty keeps climbing. Here is how to navigate it. Sun, 01 Jun 2025 00:00:00 GMT https://www.dougesposito.com/resources/construction-insurance-hard-market-2026 Construction, Market Insights https://www.dougesposito.com/resources/ocip-ccip-wrap-up-insurance Wrap-up insurance programs save large construction projects 1–4% of total costs. Learn how OCIPs and CCIPs work, when they make sense, and what to watch out for. Tue, 15 Apr 2025 00:00:00 GMT https://www.dougesposito.com/resources/ocip-ccip-wrap-up-insurance Construction, Alternative Risk https://www.dougesposito.com/resources/renewable-energy-project-insurance From hailstorms destroying solar farms to IRS audits clawing back tax credits, renewable energy projects need insurance programs built for their unique risks. Fri, 15 Aug 2025 00:00:00 GMT https://www.dougesposito.com/resources/renewable-energy-project-insurance Renewable Energy, Risk Management https://www.dougesposito.com/resources/ccip-vs-ocip-wrap-up-structure The choice between CCIP and OCIP hinges on who gains more from controlling project insurance. This guide breaks down the structural and financial differences. Fri, 01 Aug 2025 00:00:00 GMT https://www.dougesposito.com/resources/ccip-vs-ocip-wrap-up-structure Construction, Alternative Risk https://www.dougesposito.com/resources/understanding-captive-insurance-video Learn how captive programs work and why they are a powerful tool for managing risk. A visual walkthrough of member-owned group captive programs. Fri, 01 Aug 2025 00:00:00 GMT https://www.dougesposito.com/resources/understanding-captive-insurance-video Captives, Alternative Risk https://www.dougesposito.com/resources/captive-insurance-construction Captive insurance now represents 25% of the commercial market. Learn the four structures, minimum premiums needed, and how construction companies save 20-50%. Tue, 15 Jul 2025 00:00:00 GMT https://www.dougesposito.com/resources/captive-insurance-construction Captives, Alternative Risk https://www.dougesposito.com/resources/hidden-costs-construction-insurance Insurance premiums are just the tip of the iceberg. Construction TCOR runs 5-10% of revenue, and most firms are only tracking the premium line item. Tue, 01 Jul 2025 00:00:00 GMT https://www.dougesposito.com/resources/hidden-costs-construction-insurance Construction, Risk Management https://www.dougesposito.com/resources/workers-comp-for-contractors Construction companies overpay on workers comp by tens of thousands annually. Learn the EMR formula, seven strategies, and technologies cutting claims 50%. Sun, 15 Jun 2025 00:00:00 GMT https://www.dougesposito.com/resources/workers-comp-for-contractors Construction, Workers Compensation https://www.dougesposito.com/resources/construction-risk-management-strategy Construction companies with mature risk management programs achieve 25% higher firm value. Here is the framework for getting there. Thu, 15 May 2025 00:00:00 GMT https://www.dougesposito.com/resources/construction-risk-management-strategy Construction, Risk Management https://www.dougesposito.com/resources/contractual-risk-transfer Learn how indemnification clauses, additional insured endorsements, and insurance requirements work together to protect your construction projects. Thu, 01 May 2025 00:00:00 GMT https://www.dougesposito.com/resources/contractual-risk-transfer Construction, Risk Management